At Hamby & Aloisio, Inc., we will work with you to review your personal assets and provide the best insurance protection available.
Let’s take a deeper look.
Finding the right coverage to protect your most important assets is vital, whether it is your primary residence or vacation home. Protection includes:
- Policies for all types of homes and sizes, including vacation homes and coastal properties
- Additional coverage for valuables (art, jewelry, boats, etc.)
- Coverage extensions for water backup, additional structures, home office and travel
Personal Auto Insurance
Remember when shopping for personal auto insurance, you are not only insuring your vehicle, but also protecting the lives of the people around you. Protection includes:
- Auto liability available regardless of vehicle value
- Physical damage
- Medical Payments
- Rental car reimbursement & towing expense
Homeowner’s and auto liability limits may not be enough when you consider your bank account, home and other personal property are at risk. A personal umbrella policy can protect you against substantial injury claims or lawsuit.
To protect your investment rental property, you need a homeowner’s policy that includes structural protection and loss of rental income should your property become unlivable. Policies also available for vacant properties and those under improvement.
Renter’s insurance is low-cost protection for your personal property, liability exposure and potential legal expenses associated with personal injury of visitors. Personal property coverage may also extend while in your home, car or on vacation, and may include additional living expenses in the event of a loss.
Kind Words From Our Clients
“The Historic District Development Corporation has been a client of Hamby & Aloisio for over 10 years. They have been a tremendous partner over this past decade. We have had a few challenges in our work to serve the community and they have been there every step of the way. We value our relationship and friend with Mary McCowen and her incredible team, Wendi and Judith. Thank you for your many years of service!”
"For fifteen years, Hamby & Aloisio has provided outstanding insurance coverage to the Spruill Center for the Arts. Their professionalism, valuable advice, commitment to finding the best coverage at the best price, and attention to detail have been a huge benefit to Spruill Arts’ business. As a private, nonprofit organization, this arts center operates on a tight budget and with a small staff. Having the resources of Hamby & Aloisio to research and handle our business insurance needs saves the Spruill Center quite a lot in staff time and expense. It allows us to focus our efforts on the arts. No comments about Hamby & Aloisio would be complete without praising the exemplary service and wise counsel we have received over the years from Mary McCowen. Her expertise in the nonprofit arena has been tremendous for not only Spruill Arts, but for many other nonprofits as well."
"As a large remediation company dealing with many builders and construction companies who require many detailed insurance certificates, Hamby & Aloisio is always promptly responsive to the requests made. Turn around time is usually that day for certificates. Very impressed."
"Fado has been a partner with Hamby & Aloisio for over 15 years. Our agent has worked consistently year over year to bring us not only the best pricing available but also the best fit for our business. We plan to be with Hamby & Aloisio for many years to come."