Are Your Personal Autos Adequately Insured?

 In Auto Insurance, Personal Insurance

You may think since you drive under 10 miles both ways for your occupation, you only need state-minimum auto insurance. Or you do not drive that often so there is no need to carry full coverage. Nearly 70% of car accidents occur within 10 miles of the home. Of that number, 52% occurred within 5 miles from the home (NHTSA).


The circumstances surrounding auto accidents are not always predictable nor avoidable.  If the at-fault party is not adequately insured, it can affect the outcome of your bodily injury and property damage claims and can often lead to costly civil lawsuits to recover for medical bills, depreciation and expenses that exceed the at-fault party’s limits.  We can all be adequately insured if given the options of quality insurance products at competitive rates.  Also, most insurance companies offer monthly installments and discounts if you include your home and life insurance products through the same insurance company. 

At Hamby and Aloisio, we strive to provide the best coverage for your needs. In order to provide you with the most comprehensive coverage, contact us using the form below to get your free consultation now.


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