Hamby & Aloisio Insurance has the industry experience to design an insurance program to fit your business needs.

Let’s take a deeper look.

Commercial & Business Insurance

  • Builders Risk
  • Commercial Auto
  • Crime
  • Cyber Liability
  • Directors and Officers Liability
  • Employment Practices Liability
  • Flood
  • General Liability
  • Inland and Ocean Marine
  • Professional Liability (Errors & Omissions)
  • Property
  • Volunteer Accident
  • Workers’ Compensation

Habitational and Retail Insurance

Our dedicated experts are skilled in creating programs for homeowners’ and condominium associations, shopping centers and mixed use developments. Protection includes:

  • Business Income
  • Commercial Umbrella
  • Crime
  • Directors & Officers Liability
  • Equipment Breakdown
  • General Liability
  • Ordinance and Law
  • Property
  • Workers’ Compensation

Towing and Transportation Services

A towing or transportation service has specific insurance needs and requires insurance agents uniquely qualified to meet those needs.  Our specialists are highly knowledgeable regarding the necessary insurance coverages for these risks. Protection includes:

  • Bobtail Coverage
  • Commercial Auto
  • Garage and Garagekeepers Liability
  • On-Hook and Cargo Coverage
  • Workers’ Compensation

 Social Services & Non-Profits

Since 1989, our team of Social Service Professionals has been working with thousands of agencies in the Southeast and in conjunction with State agencies’ guidelines. Protection includes:

  • Commercial Auto
  • Computers
  • Crime
  • Cyber Liability
  • Directors & Officers Liability
  • Employment Practices Liability
  • General Liability
  • Inland Marine
  • Property
  • Social Service Professional Liability
  • Volunteer Accident

 Restaurant and Entertainment

Hamby & Aloisio, Inc. offers an outstanding restaurant/entertainment insurance program for family style, fine dining restaurants, food trucks, and nightlife and entertainment establishments.  Protection includes:

  • Assault and Battery
  • Business Income
  • Commercial Umbrella
  • Crime
  • Equipment Breakdown
  • Food Spoilage
  • General Liability
  • Liquor Liability
  • Property
  • Workers’ Compensation

Manufacturing

Regardless of product, from plastics to food and beverage, our goal is to keep your facility safe and productive. Protection includes:

  • Business Income
  • Commercial Auto
  • Crime
  • Equipment Breakdown
  • Excess Liability
  • Food spoilage
  • General Liability
  • Products Liability
  • Property
  • Workers’ Compensation

Kind Words From Our Clients

  • “The Historic District Development Corporation has been a client of Hamby & Aloisio for over 10 years.  They have been a tremendous partner over this past decade.  We have had a few challenges in our work to serve the community and they have been there every step of the way.  We value our relationship and friend with Mary McCowen and her incredible team, Wendi and Judith.  Thank you for your many years of service!”

    Mtamanika YoungbloodHDDC Board of Directors, Chair
  • "For fifteen years, Hamby & Aloisio has provided outstanding insurance coverage to the Spruill Center for the Arts. Their professionalism, valuable advice, commitment to finding the best coverage at the best price, and attention to detail have been a huge benefit to Spruill Arts’ business. As a private, nonprofit organization, this arts center operates on a tight budget and with a small staff. Having the resources of Hamby & Aloisio to research and handle our business insurance needs saves the Spruill Center quite a lot in staff time and expense. It allows us to focus our efforts on the arts. No comments about Hamby & Aloisio would be complete without praising the exemplary service and wise counsel we have received over the years from Mary McCowen. Her expertise in the nonprofit arena has been tremendous for not only Spruill Arts, but for many other nonprofits as well."

    Robert KinseyCEO, Spruill Center for the Arts
  • "As a large remediation company dealing with many builders and construction companies who require many detailed insurance certificates, Hamby & Aloisio is always promptly responsive to the requests made.  Turn around time is usually that day for certificates.  Very impressed."

    Ron JonesX-Mold Remediation
  • "Fado has been a partner with Hamby & Aloisio for over 15 years.  Our agent has worked consistently year over year to bring us not only the best pricing available but also the best fit for our business.  We plan to be with Hamby & Aloisio for many years to come."  

    Cynthia CoplenFado Pubs, Inc., Corporate Secretary/Controller

We pride ourselves on being a trusted advisor.